Frequently asked questions
1. Purchase & Orientation
Which locations in northeast Mallorca are best for purchasing a property (house, finca or flat)?
Popular residential areas in northeast Mallorca include Artà, Cala Ratjada, Canyamel, Porto Cristo, Son Servera, Sant Llorenç, Colonia de Sant Pere and Son Serra de Marina. They combine beaches, nature (Serra de Llevant) and authentic village centres with solid infrastructure. Buyers will find fincas, townhouses, modern villas and sea view apartments – from quiet to central locations. De Haas & Partner filters suitable properties for you according to location, use (holiday/permanent) and budget – including advice on rental potential and resale.
As a German/Austrian/Swiss citizen (non-resident), can I buy property in Mallorca?
Yes. Buyers from the DACH region can purchase property in Mallorca without restriction – even without residence on the island (non-resident). A NIE number, proof of identity/funds, a notary appointment and land registry entry are required. At De Haas & Partner, we structure the process in multiple languages, coordinate with solicitors, banks and notaries, and secure deadlines and payment methods.
Buying a house in Mallorca – what do I need to consider?
To purchase property in Mallorca, you need a NIE number, a realistic financing framework (ideally pre-approval) and careful due diligence on the property (ownership, encumbrances, plans). Please note: reservation conditions (deadlines, payment plan, terms and conditions), taxes/ancillary costs (notary, registry, gestoría, etc.), insurance, utilities, clear handover/inventory list. De Haas & Partner coordinates all steps for you – so that timing, documents and payments are handled correctly.
2. Law, process & authorities
How does buying property in Mallorca work?
Three steps: (1) Reservation to take the property off the market. (2) Arras/option contract with approx. 10% deposit, clear deadlines/conditions; parallel due diligence on the property (ownership, encumbrances, permits). (3) Notary appointment: transfer of ownership, remaining purchase price, keys. Optional: preliminary agreement/financing, power of attorney, utility/municipal re-registration. De Haas & Partner accompanies you until the property is handed over in full.
Should I buy a house in Mallorca with a real estate agent?
Yes, in most cases it is worth using an estate agent. In Mallorca, processes, contracts and administrative procedures differ from those in the DACH region. A licensed estate agent such as ourselves, De Haas & Partner in Artà, takes care of appointments and document management, coordinates the arras/option contract, notary, NIE, land registry/cadastre, checks documents (with partner solicitors) and negotiates prices/conditions. Advantages of an estate agent: time savings, risk minimisation, local market knowledge. Important: in Mallorca, the seller usually pays the commission.
Does an estate agent in Mallorca help with contracts and authorities?
Yes. As a licensed estate agency, we coordinate the entire process and relieve you of the organisational burden: reservation & arras, preparation of notary documents, coordination with solicitors/banks and support with the land registry, government (local council) and utility providers (electricity/water/IBI). Legal advice is provided by partner solicitors and tax advice by a gestoría; we manage deadlines, checklists, translations and communication – on time and in a formally correct manner.
3. Use, letting & investment
Can property in Mallorca be used as a capital investment?
Yes. There are three possible investment strategies: holiday letting (with ETV licence; higher gross rent, but seasonal & regulated), long-term letting (more stable occupancy, less administration) and owner-occupancy or partial letting (hybrid form). The return is mainly determined by location (coast/sea view vs. village), licence status, seasonality/occupancy and administrative costs. Popular properties include coastal apartments and well-connected fincas around Cala Ratjada, Colonia de Sant Pere, Sant Llorenç and Artà.
Holiday rentals in Mallorca: Can I legally rent out my property (house, finca or flat) to holidaymakers – and do I need an ETV licence?
Yes, but only with permission and depending on the zone/type of property. Short-term tourist rentals are regulated in Mallorca and usually require an ETV licence. Admissibility depends on tourist zoning, building type (detached single-family house rather than flat), municipal regulations and community statutes; quotas/moratoriums apply in some cases. Take a look at our portfolio – we offer many properties with ETV licences in Mallorca.
4. Costs, taxes & financing
What additional costs are incurred when purchasing a property in Mallorca?
For existing properties, the graduated ITP (property transfer tax) applies, for new builds it is usually 10% IVA plus AJD (stamp duty). In addition, there are notary, registry/land registry and, if applicable, gestoría costs, translations and valuations. As a guideline, we recommend an additional 10 to 12% of the purchase price. We are happy to assist you in purchasing your dream property.
As a non-resident, can I finance a property in Mallorca?
Yes. Spanish banks also finance properties for buyers from Germany/ Austria/Switzerland who are not resident in Mallorca (non-residents), usually up to 60-70% of the property value. Proof of income/assets, creditworthiness and a complete property dossier are required.
Who pays the estate agent's commission in Mallorca?
Usually, the seller pays the estate agent's commission. Buyers mainly bear additional costs (taxes, notary, registry, expert opinion if applicable). There are exceptions for search mandates or special cases. At De Haas & Partner, we agree everything transparently in advance. This way, both sides have clear expectations from valuation to handover.
5. Service & sales
Do estate agents offer support after the purchase?
Yes, De Haas & Partner Immobilien offers a comprehensive after-sales service. We are happy to support you even after the keys have been handed over in dealing with the day-to-day challenges of your property. Whether it's construction management or home services, tax matters, German-speaking legal advice or dealing with the local authorities, De Haas & Partner offers you the advantage of a long-term contact in Artà, short distances, reliable partners and transparent costs.
What is the best way to sell my property in Mallorca?
With a realistic valuation, clear documentation and professional marketing. De Haas & Partner (a licensed estate agency in Mallorca, Artà, since 1997) creates high-quality exposés (photos/videos/floor plans), targets pre-approved buyers, coordinates viewings, negotiates in a structured manner, sets up reservations and accompanies you to the notary. We advise on home staging, timing and strategy – for a secure sale at the best possible price.